When might you need a financial adviser?

Written by Chloe Harwood

Whether you’ve got your financial situation sussed or you’re still figuring it out, there’s no denying that recruiting the help of a specialist can be extremely beneficial. Educated, skilled and experienced, financial advisers are well informed when it comes to everything from ISAs to bonds to insurance premiums. So, if you’re struggling to determine whether you need to call upon a specialist, keep reading.


From a basic savings account to stocks and shares, there are a whole host of investment opportunities that you can take advantage of. However, unless you’re clued up, it’s likely you’ll find it difficult to fully understand which products to go for. You may also end up opting for the wrong product or losing money. To avoid pitfalls like this, you could enlist the help of an expert. They will be able to help you make investment decisions that perfectly suit your financial situation.

Moreover, some investment products may only be available to you through referral from a specialist. For example, companies like RL360° offer a plethora of different plans, products and policies. However, to use their services, you need to be introduced by a financial adviser. So that you’re in a position to take full advantage of opportunities like this, you may want to seek support from an expert in this field.


While you can take out a mortgage without the help of a financial adviser, seeking guidance from an expert before you make this investment does have its benefits. Specially trained mortgage advisers and brokers are able to go through your options with you and they may even be able to secure you a better deal than if you were to do it yourself. Consulting an expert in this field could help you understand your choices more clearly and make the right decision.


A pension is a long-term investment, and while you may be perfectly content contributing every month to a scheme provided by your employer, speaking to a financial adviser could help you understand what you’re investing into. From boosting your existing pension to investigating other investment options, an expert will be able to give you advice and guidance so that you fully understand how your pension works and what you can do to enhance your savings to benefit you in the future.

So, whether you’re keen to find the perfect mortgage, enhance your pension or make savvy investment decisions, you may want to consider enlisting the help of an expert. A financial adviser will be able to guide and support you when it comes to making important money-related decisions.

About the author

Chloe Harwood